Why do I need an appraisal?

The most important reason for a jewelry appraisal is for insurance purposes. An appraisal report provides current market values for your jewelry so that you can obtain adequate insurance coverage.

Our independent appraiser will take the time to write an accurate, in- depth appraisal that provides documentation of your jewelry and realistic replacement values.

Over the years, the value of jewelry and gemstones can fluctuate greatly. If you’ve never had your jewelry appraised or if the last appraisal was several years ago, your jewelry may be insured for less than its replacement value. That means you risk a substantial financial loss if your jewelry is lost, stolen or damaged.

An up-to-date appraisal can also help determine the value or authenticity of jewelry for estate and tax purposes, divorce settlements, donations and loans.